Loan against property (LAP)

“Liquidate Value, Not Your Assets.” Our Loan Against Property (LAP) suite is designed to provide high-value liquidity by leveraging the equity in your real estate. Whether you are a salaried executive, a self-employed professional, or an entrepreneur, Finbux Growth offers tailored financing solutions to meet your diverse capital requirements from business expansion to personal milestones. We maintain specific income benchmarks to ensure financial sustainability for our borrowers. By aligning loan approvals with verified income levels, we empower you to leverage your property assets while maintaining a healthy financial profile.

Comprehensive Eligibility Framework At Finbux Growth, we extend LAP facilities to a broad spectrum of profiles, ensuring inclusive access to credit. To maintain robust lending standards and ensure seamless repayment, the following criteria apply:

  • Salaried Professionals: Competitive interest rates based on organizational category and a defined minimum net monthly take-home pay.
  • Self-Employed Individuals/Entrepreneurs: Funding based on audited financial statements and a minimum threshold of Annual Net Income.
  • Alternate Income Profiles: Provisions for applicants with stable, documented revenue streams such as lease rental discounting (LRD).

Documents Required (As per Bank & NBFC Guidelines – Indicative)

KYC Documents
  • Identity proof (PAN Card mandatory)
  • Address proof
Income Documents
  • Salaried applicants:
    • Latest salary slips
    • Form 16 / Income Tax Returns
  • Self-employed applicants:
    • Income Tax Returns
    • Audited financial statements
  • Rental income (if applicable):
    • Registered rent agreement
    • Bank statements reflecting rental receipts
Bank Statements
  • Last 12 months bank statements
Property Documents
  • Sale deed / title documents
  • Approved building plan
  • Property tax receipts
  • Occupancy / completion certificate (if applicable)
Business Proof (for self-employed)
  • Business registration documents
  • GST registration (if applicable)

Office Location

Visit our conveniently located office for expert loan consultations and personalized support.
We’re here to help you move forward with confidence.

Ahmedabad City

  • Corporate Office

    FINBUX GROWTH
    5th Floor – 510, The Link,
    Vijay Cross Road, Navrangpura, Ahmedabad, Gujarat 380009

  • Front Phone

    8866724211

  • Front Email

    info@finbuxgrowth.com

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